Online Privacy Statement (www.gcfinc.com)
Our Commitment to Privacy
Thank you for visiting the General Credit Forms, Inc. website. Protecting your privacy is very important to us. Our Online Privacy Statement is designed to inform you about our online collection and use of personal information. From time to time, General Credit Forms, Inc. (referred to in this policy as “GCF”) may modify this Online Privacy Statement.
For more information about the GCF commitment to protecting your privacy both online and offline, please read our Privacy Principles statement near the end of this policy.
The Only Personal Information We Collect Online is that Information You Voluntarily Provide to Us.
The only information we collect about you online is information that you voluntarily provide to us. This information may include, for example, company name or E-mail address. If you supply us with personal information on this web site, you will only be contacted so that we can provide you with the information or products you have requested.
When You Browse the GCF Website, You Do So Without Revealing Your Identity.
We Are Committed to Protecting the Confidentiality of Your Information.
GCF policies limit access to personal user information that is collected from this web site to only those employees of GCF and its affiliates who need the information to fulfill their business responsibilities. Vendors and other outside contractors we engage are subject to our contractual requirements to ensure that sensitive personal information is safeguarded.
Employees must adhere to GCF Online Privacy Statement in addition to GCF Privacy Principles. Employees violating the GCF Online Privacy Statement or the GCF Privacy Principles are subject to disciplinary action, up to and including dismissal.
We Use Appropriate Security Safeguards.
At GCF, security is a priority. GCF employs appropriate measures, including advanced technology, to protect personal information collected online against unauthorized access, disclosure, alteration or destruction. These may include, among others, encryption, physical access security, and other appropriate technologies. GCF continually reviews and enhances its security systems, as necessary.
We Maintain Procedures to Assure the Quality of Information We Collect and In Some Instances, We Inform Consumers About How They Can Access Their Information and Make Corrections, If Necessary.
GCF employs appropriate measures to assure the quality of information, which we collect directly from users online. Where information is collected by GCF directly from users online, in some instances, GCF informs users how to correct any erroneous or out-of-date information stored in our database. Where applicable, we abide by laws related to such information.
GCF Website May Be Linked to Other Websites.
GCF may create links to third-party websites. GCF is not responsible for the content or privacy practices employed by websites that are linked to our website.
GCF Website is Not Directed at Children Under the Age of 18.
Our web site is not directed at children under the age of 18 and GCF does not collect or maintain information at our website from children who we actually know are under the age of 18.
We Hold Ourselves Accountable Under Our Privacy Principles.
GCF is committed to meeting the highest standards for our privacy program. GCF strives to continually oversee employee privacy training and employee compliance related to the Online Privacy Statement; and to conduct periodic assessments of GCF compliance with this Online Privacy Statement, as well as specific implementation policies and procedure. GCF actively participates in appropriate privacy activities, including self-regulatory initiatives.
This GCF online privacy statement is currently applicable to only U.S. customers and visitors to this website. International businesses may have their own rules and practices, which are consistent with their own privacy statements. They may alter their statements as needed for certain products/services and to abide by local laws and customs.
General Credit Forms, Inc. (“GCF”) Privacy Principles
As a world leader in provisioning or manufacturing supplies, equipment and services for merchant electronic commerce, GCF must maintain information, necessary to enable businesses and consumers to enact the processes to pay for goods and services by credit, debit or stored-value cards at the point of sale.
GCF works behind the scenes directly with or on behalf of processors, alliances, banks, other card acquirers and merchants. As the internet continues to play a greater role in commerce and payments, GCF will continue to develop solutions that enable businesses and consumers to have the necessary equipment, supply and ancillary services in order to enact the process to pay anyone, anywhere, anytime.
Millions of consumers and businesses rely on GCF, and our client partners for the provisioning of supplies and equipment. Our relationships are established based on mutual trust.
In order to provide these services, GCF must collect, maintain and use financial and other sensitive personal information.
GCF’s Privacy Principles guide us in the collection and use of information and reinforce the role our employees play in protecting consumer privacy.
Our business customers and alliances may adopt other principles applicable to their collection and use of information or simply customize these principles.
GCF Privacy Principles
1. We obtain personal information that is needed to provide our products and services.
We primarily receive personal information as a result of consumers’ financial transactions with GCF or with GCF business customers and alliances. Generally, GCF does not obtain personal information directly from consumers. However, when GCF collects information directly from consumers, we obtain the personal information that is needed to provide our goods or services, to provide customer service and to fulfill any legal or regulatory requirements. When we obtain information about consumers from third parties, we use reputable sources, including public repositories.
2. We will inform consumers about the general uses of their information.
Generally, GCF does not always have a direct customer relationship with consumers. However, when we have a direct relationship with consumers, we will strive to make information available to them about the general uses of the information that we collect. Generally, GCF obtains personal information about consumers indirectly through our business customers and channels. To that end, we encourage our business customers and channels to provide these consumers with a timely and complete privacy notice.
3. We use consumer information in a manner, which is consistent with our privacy notice.
GCF uses information only in a manner consistent with our privacy notice. Protecting consumer privacy is very important as we build trusted relationships and assist businesses and consumers in conducting sensitive and wide-ranging electronic commerce activities.
4. We are committed to protecting the confidentiality of personal consumer information.
Within GCF, access to personal information is limited to those employees of GCF and its affiliates who need it to fulfill their business responsibilities.
When GCF collects information on behalf of our business customers and alliances, we handle the information based on their direction and in accordance with our agreements and contracts with them and applicable laws.
Vendors and other outside contractors we engage are subject to our contractual requirements to ensure sensitive personal information is safeguarded.
5. We strive to give consumers choices about how their data will be used.
If we obtain personal information as part of our direct relationship with consumers, we will not share this information with non-affiliated third parties except in accordance with these Privacy Principles; to facilitate and complete consumer-initiated or authorized transactions; to comply with federal, state and local laws, including credit reporting laws and card association rules; to combat fraud; or to offer products and services that GCF believes may be of interest to its customers. Upon request, we will allow consumers to remove their names from any GCF-owned marketing lists. GCF will not sell any customer data to anyone.
6. We use appropriate security safeguards.
At GCF, security is a priority. We employ appropriate measures to protect consumer information against unauthorized access, disclosure, alteration or destruction. These may include, among others, encryption, physical access security and other appropriate technologies. GCF continually reviews and enhances its security systems, as necessary.
7. We maintain procedures to assure the quality of information we collect and where applicable, we will inform consumers about how they can access their personal information and make corrections, if necessary.
Generally, GCF does not collect personal information directly from consumers. However, where information is collected by GCF directly from consumers, we permit them to review and, if possible, dispute or correct any erroneous or out-of-date information stored in our database, which is retrievable on a personally identifiable basis. (Of course, this review and correction would not be possible if the information is proprietary to one of our business customers or if access would violate the privacy or legal rights of a third party).
8. We hold ourselves accountable to our privacy principles.
GCF is committed to meeting the highest standards for our privacy program. Senior GCF Officers serve as the company-wide privacy-monitoring group, with responsibility for administering the GCF privacy program, including implementation of these Privacy Principles.